Refinancing your mortgage can be an effective way to reduce your loan payments, or the length of your mortgage term. However, it can be difficult to know when and how to do so without assistance. Our real estate lawyers at Confente Garcea can help to negotiate the terms of your new mortgage, and can guide you through the process.

Refinancing a mortgage involves paying off the remainder of an existing loan in order to replace it with a new loan under different terms. It may be a good idea to refinance your mortgage if you want to:

• Switch from an adjustable-rate mortgage to a fixed-rate mortgage, or vice versa
• Obtain a lower interest rate
• Shorten the term of your mortgage
• Remove somebody from the title
• Use home equity to finance a purchase
• Consolidate debt

If you are unsure if any of these options may be right for you, contact Confente Garcea and we will help to determine what the best course of action is. Refinancing a mortgage doesn’t have to be a long and stressful process, our lawyers can keep you from becoming overwhelmed, and will make certain that your best interests are taken care of.